Can I return an unused postal money order?

Can I return an unused postal money order?

The United States Postal Service replaces, without charge, a damaged or defective Money Order or one that is “spoiled” during imprinting or customer completion if the customer returns the negotiable portion of the Money Order and the matching customer receipt. There are no stop payments on Postal Money Orders.

What can you do with an unused money order?

If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller. If you don’t have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

How do I get my money back from an uncashed money order?

If you have your original money order or your purchaser’s receipt and your money order has not been cashed, you’ll need to do the following for a refund: Open the Money Order Refund Request form. Enter the details and attach your receipt. Accept the terms and conditions and select Submit.

What happens if a money order is not cashed?

But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.

Do postal money orders expire?

U.S. Postal money orders are an exception — they never expire and never lose value. The post office will honor its money orders for the exact amount printed on the document regardless of how old the money order is.

Does a money order expire?

Domestic money orders never expire and they do not accrue interest. Money orders are cashed for the exact amount on the order. You can cash a USPS money order at a Post Office for free. You can also cash them at most banks and some stores.

Why would a money order be returned refer to maker?

In addition to the three reasons mentioned above, “refer to maker” can be used if: The account holder of the check placed a stop payment. The person who wrote the check forgot to/didn’t sign it or an unauthorized person signed the check. A special condition for a check, such as two signatures, was not fulfilled.

How long is a U.S. postal money order valid for?

How long is an uncashed money order good for?

MoneyGram money orders do not expire. Money orders that remain uncashed after a year may be subject to a monthly service charge that will reduce the value of the money order.

What happens if money order is not cashed?

Service Fees At the time of publication, Fidelity Express states that if you do not cash a money order within 2 years of the date of issuance, a fee of $2 will be deducted for each month from the date of purchase. However, your state’s laws may limit service fees to a smaller amount.

Does the post office sell international money orders?

To find a Post Office that sells International Money Orders, go to the Post Office Locator (click “Post Offices” > “Refine search” > “Money Orders”) or call 1-800-ASK-USPS (1-800-275-8777). Money orders can also be purchased from rural carriers and some contract stations. Contact the contract station to confirm availability.

Are money orders a thing of the past?

Between checking accounts and all the various electronic payment methods available today, I thought money orders were a thing of the past. Reply 1 51hh | Feb 11, 2019 | Comment #62 There are a lot of “smart people” buying (many) Money Orders on a daily basis, but not for apparent usage as stated here.

Do you have to sign a money order at the post office?

Do not sign the money order. Take a primary photo ID with the money order to any Post Office location. Sign the money order at the counter in front of a retail associate. See additional requirements for money orders made out to organizations, more than one person, and minors.

Are money orders safe to use?

Money orders are a secure payment method. They are convenient, affordable, and widely accepted. Money orders are a good way to send cash that never expires.