What is the difference between roadside assistance and roadside recovery?
For example, if you get a flat tyre or engine conks out, you can call for assistance. When your mechanic arrives, they’ll try to fix your vehicle there and then. If they can’t, they’ll tow you to a garage (also called ‘recovery’) for repairs, so you won’t be left stranded at the roadside.
Does breakdown cover include recovery?
National Recovery Breakdown Cover In most cases, providers include recovery for you, as well as up to seven passengers travelling with you, to be towed anywhere across the country, either to your chosen destination or a garage near your destination.
What does excess mean on breakdown cover?
Some breakdown cover policies are sold with an ‘excess’ – or the option of paying one. An ‘excess’ is simply a one-off payment made by the insured customer after the delivery of a service – in this case breakdown recovery.
Can you call breakdown for a flat tyre?
Your car could break down for a number of reasons, like a flat battery or a flat tyre. If you’re at the roadside – or even at home – a breakdown service will send a mechanic out to your car to try to fix the problem. If the mechanic can’t fix the car there and then, they’ll get your car to a garage for repairs.
Does breakdown cover cover the car or person?
Vehicle breakdown cover is a type of cover that applies to a specific vehicle. If you have vehicle cover, your vehicle will be covered no matter who is driving it when it breaks down. This is different to personal cover, which applies to a person in any vehicle as a driver or passenger.
Does using breakdown cover affect no claims?
Will breakdown cover affect my no-claims bonus? No, having breakdown cover won’t affect your no claims bonus.
What does Green Flag recovery include?
We offer 24 hours roadside assistance, 365 days a year. We’ll take you, your passengers and your car to a place of your choice in the UK (if you break down at home a 20 mile limit will apply, it’s 10 miles for breakdowns caused by a flat or damaged tyre). If your vehicle breaks down at home, we’ll come and help you.
Is Green Flag part of Direct Line?
Breakdown cover with Green Flag Both Direct Line and Green Flag are underwritten by U K Insurance Limited and are part of the same group.
Do you get excess back if not your fault?
Paying the excess when it’s not your fault But usually you’ll have to pay it – so make sure you can afford it. When your insurer is certain you’re not at fault, you’ll get it back.
Should I pay excess breakdown cover?
Usually you pay the excess due on your policy once you’ve made your claim and during the process of getting help to you, depending on the type of insurance policy you have, you may be asked to pay the excess at different points throughout your claim.